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Even the smallest employee dispute can turn into expensive litigation. Spurred by federal legislation, monetary awards for employment-related claims - for harassment, discrimination, wrongful termination, retaliation, defamation, unfair hiring practices, and other workplace torts - are steadily rising, with no end in sight. Employment-related claims can have a serious financial impact on your bottom line. Chubb specifically developed this policy with the EPL exposures of private companies in mind.
Coverage Highlights
Liability Coverage
Enhanced reporting provision when renewed with Chubb
Coverage for insured persons’ spouses and domestic partners for such insured persons’ wrongful acts
Subject to the applicable aggregate limit of liability, no cap on Chubb’s liability in the event the insured refuses to consent to a recommended settlement
Definition of Loss includes punitive, exemplary, and multiplied damages, where permitted by law, in the venue most favorable to the insured
Coverage for sold subsidiaries, whether sold before or during the policy period, continues during the policy period for acts committed during time as a subsidiary
Bilateral extended reporting period; any insured has right to purchase